<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii">
<meta name=ProgId content=Word.Document>
<meta name=Generator content="Microsoft Word 12">
<meta name=Originator content="Microsoft Word 12">
<link rel=File-List href="cid:filelist.xml@01D0A881.2CC96CB0">
<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:TargetScreenSize>1024x768</o:TargetScreenSize>
</o:OfficeDocumentSettings>
</xml><![endif]-->
<link rel=themeData href="~~themedata~~">
<link rel=colorSchemeMapping href="~~colorschememapping~~">
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:SpellingState>Clean</w:SpellingState>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:EnvelopeVis/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:DontVertAlignCellWithSp/>
<w:DontBreakConstrainedForcedTables/>
<w:DontVertAlignInTxbx/>
<w:Word11KerningPairs/>
<w:CachedColBalance/>
</w:Compatibility>
<w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
DefSemiHidden="true" DefQFormat="false" DefPriority="99"
LatentStyleCount="267">
<w:LsdException Locked="false" Priority="0" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" Priority="39" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" Name="toc 9"/>
<w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" Priority="10" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" Priority="11" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" Priority="22" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" Priority="59" SemiHidden="false"
UnhideWhenUsed="false" Name="Table Grid"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
</w:LatentStyles>
</xml><![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:Helvetica;
panose-1:2 11 6 4 2 2 2 2 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:-536859905 -1073711037 9 0 511 0;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;
mso-font-charset:1;
mso-generic-font-family:roman;
mso-font-format:other;
mso-font-pitch:variable;
mso-font-signature:0 0 0 0 0 0;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:-520092929 1073786111 9 0 415 0;}
@font-face
{font-family:"Segoe UI";
panose-1:2 11 5 2 4 2 4 2 2 3;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:-520084737 -1073683329 41 0 479 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{mso-style-unhide:no;
mso-style-qformat:yes;
mso-style-parent:"";
margin-top:0in;
margin-right:0in;
margin-bottom:10.0pt;
margin-left:0in;
line-height:115%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;
mso-ansi-language:EN-MY;}
a:link, span.MsoHyperlink
{mso-style-noshow:yes;
mso-style-priority:99;
color:blue;
mso-themecolor:hyperlink;
text-decoration:underline;
text-underline:single;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-noshow:yes;
mso-style-priority:99;
color:purple;
mso-themecolor:followedhyperlink;
text-decoration:underline;
text-underline:single;}
span.EmailStyle17
{mso-style-type:personal-compose;
mso-style-noshow:yes;
mso-style-unhide:no;
mso-ansi-font-size:11.0pt;
mso-bidi-font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
mso-default-props:yes;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:Calibri;
mso-fareast-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
@page Section1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;
mso-header-margin:.5in;
mso-footer-margin:.5in;
mso-paper-source:0;}
div.Section1
{page:Section1;}
-->
</style>
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang=EN-US link=blue vlink=purple style='tab-interval:.5in'>
<div class=Section1>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b><u><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Dear Esteemed Clients,</span></u></b><span lang=EN-MY style='font-family:
"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b><span lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span></b><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Many of you have already benefited from the credit enhancement and proof
of funds product services we have been providing since 2006.</span><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><i><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:red;mso-fareast-language:EN-MY'>Our
personal and historic relationships with each of these institutions we
collaborate with will ensure timely, affordable, and professional service which
most of you can testify</span></i><span lang=EN-MY style='font-size:12.0pt;
font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";
color:red;mso-fareast-language:EN-MY'>.</span><span lang=EN-MY
style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Our <u>June 2015 List</u> of available Bank Facilities are:</span><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b><i><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:blue;mso-fareast-language:EN-MY'> </span></i></b><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b><u><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:blue;mso-fareast-language:EN-MY'>SERVICES
AVAILABLE</span></u></b><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Bank to Bank Phone/E-mail/Fax Verification</span></b><span lang=EN-MY
style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Hard Copy Courier and Electronic Documentation</span></b><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Account Statement</span></b><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Proof of Funds Letter</span></b><span lang=EN-MY style='font-family:
"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Ready Willing Able Letter</span></b><span lang=EN-MY style='font-family:
"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Bank Comfort Letter / Bank Instruments (BG,SBLC,MTN)</span></b><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>SWIFT MT199/799/999 messaging (additional charges may apply)</span></b><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:10.0pt;mso-bidi-font-size:11.0pt;
font-family:Symbol;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:
Helvetica;color:black;mso-fareast-language:EN-MY'>·</span><span lang=EN-MY
style='font-size:7.0pt;mso-bidi-font-size:11.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'> </span><b><span
lang=EN-MY style='font-size:12.0pt;font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Blocked Funds/Reserved Funds MT199/799/999/760 (additional charges may
apply)</span></b><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:7.0pt;font-family:"Times New Roman","serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b><u><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:blue;mso-fareast-language:EN-MY'>FINANCIAL
INSTRUMENT MONETIZATION</span></u></b><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b><u><span lang=EN-MY style='font-family:"Segoe UI","sans-serif";
mso-fareast-font-family:"Times New Roman";color:blue;mso-fareast-language:EN-MY'><o:p><span
style='text-decoration:none'> </span></o:p></span></u></b></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Funding through bank instruments is ideal for financing small and large
project. It is a viable and powerful alternative to bank funding and has become
a valuable tool when banks and conventional funding fall short.</span><span
lang=EN-MY style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-family:"Segoe UI","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Rather than locating an instrument and then looking for a lender who
will fund it, the entire process can be handled at once. We can provide the bank
instrument and have it monetized through our sources. You can have the funding
for your project within 14 bank days.<o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b style='mso-bidi-font-weight:normal'><u><span lang=EN-MY
style='font-size:12.0pt;mso-bidi-font-size:11.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:#0070C0;mso-fareast-language:
EN-MY'>TRADE PROGRAM<o:p></o:p></span></u></b></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Are you sick of broker chains and complicated procedures? We have direct
access to private trade programs that can generate up to 50% - 100% returns on
the investment.<o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><b style='mso-bidi-font-weight:normal'><u><span lang=EN-MY
style='font-size:12.0pt;mso-bidi-font-size:11.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:#0070C0;mso-fareast-language:
EN-MY'>PROJECT FINANCE<o:p></o:p></span></u></b></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;mso-bidi-font-size:11.0pt;
font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-MY'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;mso-bidi-font-size:11.0pt;
font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-MY'>Are you still looking for funding
without success?<o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;mso-bidi-font-size:11.0pt;
font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-MY'><span style='mso-spacerun:yes'> </span><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;mso-bidi-font-size:11.0pt;
font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-MY'>If you need Venture Capital, Commercial
Finance, Expansion Capital or Start-up Capital: We have access to the investors
and funds you need.<o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-family:"Segoe UI","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Please if you are interested in the offer or know someone who might be
interested, let me know so that we can discuss the business opportunities
further.</span><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-family:"Segoe UI","sans-serif";mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-MY'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Best Regards,</span><span lang=EN-MY style='font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-bottom:0in;margin-bottom:.0001pt;line-height:
normal'><span lang=EN-MY style='font-size:12.0pt;font-family:"Helvetica","sans-serif";
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-MY'>Kamaruddin Muhammad<o:p></o:p></span></p>
<p class=MsoNormal><span lang=EN-MY><o:p> </o:p></span></p>
</div>
</body>
</html>
<img height="1" width="1" alt="" border="0" src="http://mailtrack.me/tracking/raWzMz50paMkCGVlAGp4ZGN3ZGDzMKWjqzA2pzSaqaR9ZGL0ZmV3AQOr.gif">