As people tend to live longer, there???s a new reality about retirement savings: They have to stretch over a much longer period of time. Make the best choices for your future today.
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https://www.dol.gov/sites/default/files/ebsa/about-ebsa/our-activities/resource-center/publications/top10ways.pdf
When I was in my 20s, sometimes I did stupid things. (Didn???t we all?) One fine summer day, a friend and I went for a bike ride. It was hot, so I wore nothing but shorts and shoes. Shirt? Nope. Helmet? Didn???t even own one.
There was a huge hill near me and per my speed demon style, I flew down it with reckless abandon. At the bottom, going somewhere between 20 and 30 miles per hour, I hit a bump. And that is when the accident happened.
One moment, I was on the bike. The next, I found myself tumbling on the asphalt for what seemed like forever. When I finally stopped, I was in pain and blood was oozing from every part of my body but my head. I didn???t know what was going on, but knew it wasn???t good. Here is what had happened:
The quick release on the front tire was loose. When I hit the bump at the bottom of the hill, the front tire liberated itself. The fork planted itself in the asphalt and sent me over the bars. My friend, who was riding behind me, told me that I somersaulted in the air before coming back to earth.
By some miracle, I rolled out of the accident without serious injury. My body hurt, there was blood everywhere, and the bike was a goner, but by some miracle, I hadn???t hit my head. I also had no broken bones. I was incredibly lucky.